investment corporations, and business consultants. No other



business offers the potential income figure for so little



investment! As an example, starting with less than $100, some



money brokers have made $100,000 their first year in their



business! This is the ideal way for a man or woman to supplement



his or her present income, or change professions after a period



of time. It is an absolute "dream-come-true" for the



semi-retired, or retired office worker.





There is hardly another business requiring less than $100 in



start-up cost that can put you in a six-figure income bracket so



quickly. None of them give you the power, prestige, or



status---respectability in your community---equal to that of the



Money Broker.





To get started, you'll need stationary, envelopes, and business



cards with your own letterhead. When ordering, be sure to include



your phone number. Also have copies made of your Fee Agreement.



We have presented a typical Fee Agreement form (which you may



duplicate after eradicating the instructions we have given in



blanks)





As we started, the investment in this business is small; when you



have your stationary, envelopes, cards and the Finder's Fee



Agreement in hand, you have spent part of it. The other part will



be discussed now, because you have to "find" both borrower and



lender to really get underway.





Once you have your "working paper," you will run some



advertisements in your local paper under the headings "money to



Loan," or "Business Opportunities." Typical ads might read:





MONEY AVAILABLE FOR BILL CONSOLIDATION, HOME REPAIR,



BUSINESS EXPANSION, ANY WORTHWHILE PROJECT CALL JOHN



423-8821





(This ad would be used to "pull" BORROWERS)





BUSINESSMAN NEEDS CAPITAL FOR EXPANSION. EXCELLENT



COLLATERAL AND REFERENCES. CALL JOHN JOHNSON AFTER 4:00 PM



423-8821





(This one would be to attract LENDERS)





In response to the calls or letters from prospective clients, you



will have to be prepared (really BE prepared by practicing) with



the proper answers and sales pitch--(to the prospective



borrower): "Yes, this is John Johnson. Thank you for calling.



First I will explain how we operate. I'm a money broker, Mr. (USE



HIS NAME!)____. I bring you, the borrower, and the lender,



together. I have different money sources available---banks,



insurance companies, private investment groups of doctors,



dentists, lawyers, and other professional people. My sources are



in business to make money by lending out money. Let's see-- I



need to determine your needs and the purpose of the loan in order



to properly prepare the necessary financial papers for your loan



request as many as ten different lending groups in order to get



the loan for you. Once I have an approval on your loan request,



I'm paid anywhere from 2% to 10% of the total loan



figure...important for you to remember, though, is that I don't



get paid less I GET the loan for you. I do, however charge a $100



non-refundable Application Fee to cover my expenses in preparing



your request for loan papers and presenting this portfolio to the



lenders. In a nutshell, that's how these types of loans are



negotiated. Now then, how much will you need?





(Note that five successful registrations per will bring you $500



each week.)





This is where you begin to acquire the information you are going



to need to proceed--the amount of money needed---purpose of the



loan---terms the borrower wants for repayment--and a profile of



his background--education, employment record, date of birth,



Social Security number, marital status, general health, and



number of dependents.





Next you type this information onto the proper forms, assembling



all into a portfolio and presenting it with a cover letter to at



least five different lenders for their consideration.





When the loan is granted, you collect your Brokers Fee--a



pre-determined percentage of the total loan figure.





(TYPICAL FEE AGREEMENT FORM)





YOUR NAME AND ADDRESS





AGREEMENT FOR FINANCIAL SERVICE





The undersigned, Borrower's name, hereby appoints YOUR NAME, as



his Agent and authorizes him to submit to lenders data



information supplied by the borrower, for the purpose of the



lender making a loan or investment direct to the undersigned. The



undersigned aggress to pay to YOUR NAME, a fee of ___% of the



amount of the loan or investment obtained. The undersigned hereby



pays to YOUR NAME, $____ as a non-refundable fee for the time



involved to appraise the feasibility of loan requested; this fee



is separate from any



other fess due, if the loan is obtained.









___________________ _______________________



Date Borrower

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